What Motorcycle Insurance Coverage is Required in Tulsa?

As with many auto insurance policies, there are various types of motorcycle insurance coverage. Depending on where you live and plan to ride your bike, you may need to invest in a greater policy than the minimum required coverage. The AAA Tulsa – South Memorial team is committed to helping you select a Tulsa Motorcycle Insurance policy that will provide you with the type of coverage you need without unnecessary expenses.

Because mandatory motorcycle insurance requirements vary by state, you may be required to invest in bodily injury liability coverage, guest passenger liability coverage, property damage liability coverage, or more. Let’s take a closer look at these types of policies:

• • Bodily Injury Liability Coverage – This type of coverage helps cover the expenses you may incur if you cause an accident that injures another individual. Things such as medical care and hospital bills for other parties are covered under this type of policy.

• • Guest Passenger Liability Coverage – This type of coverage protects guests riding on your bike who may be injured due to an accident. Like bodily injury liability coverage, this helps cover the expenses of medical care and hospital bills.

• • Property Damage Liability Coverage – This type of coverage helps to pay for the expenses you may incur if you cause an accident that damages another person’s vehicle or motorcycle. This will not pay for damages to your bike, only the property of the other parties involved.

Other Types of Motorcycle Insurance Coverage in Tulsa

While the types of motorcycle coverage mentioned above are typically the minimum requirements, other states have additional requirements. Even if it is not a requirement in your state, you may want to consider investing in coverage for some of these different areas. 

At AAA Tulsa – South Memorial, we work with each of our clients to determine the level of coverage that is best suited for their unique riding style, preferences, and budget. Some of the additional Tulsa motorcycle coverage areas available include Uninsured/Underinsured Motorist Coverage, Medical Payment Coverage, Comprehensive Motorcycle Coverage, and more!